We've Got You Covered
About Our Contractors Insurance
Serving Pennsylvania, Virginia, West Virginia and Maryland
Looking for Contractors Insurance in West Virginia, Pennsylvania, Virginia or Maryland?
Chaney-Buskirk is your local Contractors Insurance expert! We insure many different types of contractors from landscapers, electricians, carpenters, excavators and many more!
Because Chaney-Buskirk is 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible.
The best part? It doesn’t cost you a penny more to use us. We get no override or fee. We are compensated by the insurance carriers directly, and work on your behalf to properly cover your needs and exposures, and make sure that there are no hidden gaps in your policy.
Don’t Underestimate Your Risk
Normally, you will need a few different categories of coverage for complete liability protection:
- General liability – This coverage will provide two types of protection:
- Bodily injury – Provides coverage if you or someone you employ causes injury or death to a third party during the course of work.
- Property damage – Provides coverage if you or one of your employees causes damage to property belonging to others.
- Completed operations/product – Provides coverage in case a project you finished has an issue or causes damage.
- Advertising personal injury – Covers the risk of damaging another’s reputation or causing a loss through slander, libel or false advertising claims.
- Contract liability – This covers you in a contract dispute. It is not always included in general liability coverage so verify that you carry this coverage with your insurer.
Who Needs Contractors Insurance?
There are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks. Some of the professionals that need contractors insurance include:
- Independent construction contractors
- Plumbers, carpenters, electricians and painters
- Repair people
- House and carpet cleaners
- Freelance writers, editors and graphic designers
- Independent hair stylists and salon professionals
If you live in West Virginia, Pennsylvania, Virginia or Maryland and are looking for contractors insurance, Chaney-Buskirk makes the process of finding the best company and price easy.